Open Enrollment Period January 1-March 31

Always review the materials your plan sends you (like the “Annual Notice of Change” and “Evidence of Coverage”), and make sure your plan will still meet your needs for the following year.



Can I make changes to my coverage after December 7?

Starting in 2019, between January 1–March 31 each year, you can make these changes during the Medicare Advantage Open Enrollment Period:

  • If you’re in a Medicare Advantage Plan (with or without drug coverage), you can switch to another Medicare Advantage Plan (with or without drug coverage).

  • You can disenroll from your Medicare Advantage Plan and return to Original Medicare. If you choose to do so, you’ll be able to join a Medicare Prescription Drug Plan.

  • If you enrolled in a Medicare Advantage Plan during your Initial Enrollment Period, you can change to another Medicare Advantage Plan (with or without drug coverage) or go back to Original Medicare (with or without drug coverage) within the first 3 months you have Medicare.

    During this period, you can’t:

    • Switch from Original Medicare to a Medicare Advantage Plan.

    • Join a Medicare Prescription Drug Plan if you’re in Original Medicare.

    • Switch from one Medicare Prescription Drug Plan to another if you’re in Original Medicare.

      You can only make one change during this period, and any changes you make will be effective the first of the month after the plan gets your request.





Silver Script

United Health Care


CKE Insurance | Health & Life

440.961.1026 |

671 Columbia Road Suite 1 Westlake, Ohio 44145

An affiliate of TLC Insurance Group


Licensed in Life, Accident, and Health by the State of Ohio, North Carolina, Michigan, and Florida

Member of the National Association of Health Underwriters (NAHU.)


CKE Insurance is not associated with Medicare, Social Security, or any other government agency. By calling this number, you will be directed to a licensed agent.

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